Travel and holiday.

Fund your travel or holiday.

Use a Heartland Seniors Finance Reverse Mortgage to pay for your next local or overseas travel or holiday.

You’ve worked hard across decades and now you’re in your retirement, it’s time to take a load off and relax.

Perhaps you want to join the 1.7 million Australian over 60s taking overseas holidays each year. Whether you’ve been dreaming of a bucket list escape, an Australian caravanning adventure or taking a trip to see the grandkids, there is now nothing holding you back from your trip of a lifetime. Except money.

Finding the spare cash for an overseas holiday to that dream destination or to simply travel more domestically can be difficult, particularly when competing with more immediate priorities such as utilities and other everyday bills, home maintenance and medical expenses.

Faced with only personal loans or credit cards to finance a trip, many seniors simply miss out on travelling during retirement.

Travel or visit your relatives with a Heartland Reverse Mortgage.

A Heartland Seniors Finance Reverse Mortgage could fund your next holiday – more than one in five of our customers use their reverse mortgage to pay for a trip. A leading benefit of a Heartland Seniors Finance Reverse Mortgage is that its interest rate is often lower than many of the credit cards or personal loans in the market.

Accessing the funds in your property with a Heartland Reverse Mortgage could provide you with a cost effective and flexible alternative to help you travel sooner.

One of the benefits of using a reverse mortgage to fund travel is that regular loan repayments are not required. The interest is calculated on the balance outstanding and added monthly to your loan. Voluntary repayments can be made at any time if you choose, which reduces the balance and interest charged. At the end of the term of your loan, when you move permanently from your home, the total interest charged, together with the amounts drawn, will be payable.

Not having regular loan repayments can reduce stress and free up cash flow, giving you the peace of mind to live a more comfortable retirement.


Here’s what some of our customers have to say.

“It provided us with great relief when we found ourselves with no super left and needed to tidy up our finances.”

“It’s helped us to obtain a more enjoyable lifestyle.”

“Thank you for your continued help and support. Always just a phone call away.”

Benefits of using a reverse mortgage for travel.

Flexible cash flow.

Tell us how much you need for your trip as an initial advance, and then you may be able to set up a cash reserve facility that can be accessed in the future when needed.

Peace of mind.

Live a more comfortable retirement without selling your home.

No regular repayments required.

There is no requirement to make any repayments until the end of the loan, however you are free to do so at any time.

Live the retirement you deserve.

Go on that dream holiday while still keeping the family home - enjoying the independence, security and connection to community, family and friends it can provide.

For the fourth consecutive year, we are proud to be awarded Money Magazine's Best Reverse Mortgage product.


Why choose Heartland Seniors Finance?

Since 2004, Heartland Seniors Finance has helped over 15,000 senior Australians release the equity in their home to fund a better lifestyle in retirement with our reverse mortgage.

Being a specialist non-bank lender, Heartland understands the needs of senior Australians and offers an award-winning, market leading product. With a broad criteria, flexible product, and considerable customer protection, Heartland is Australia’s leading reverse mortgage provider.

Can we help you live a better retirement?

Request your free reverse
mortgage e-guide

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