Our promises and reverse mortgage guarantee

At Heartland Seniors Finance, we recognise the trust that those taking out the Heartland Reverse Mortgage have placed in us. In return, and provided you meet your obligations under the loan*, we make the following promises

  • 1

    PROMISE ONE Lifetime Occupancy

    Your home will remain the place you live in for as long as you choose.
  • 2

    PROMISE TWO No Negative Equity guarantee

    The amount required to repay the loan will never exceed the net sale proceeds of the property.
  • 3

    PROMISE THREE Loan Repayment

    There is no requirement to make any loan repayment until the end of the loan.

"Our vision is to be Australia's leading provider of funding solutions to seniors. To achieve this we aim to have the best product, best people and best process. This gives our customers peace of mind and enables them to live a better retirement.

If you have any questions about your specific situation, or would like further information, please give us a call on 1300 889 338. We are here to help you.”


Andrew Ford
Chief Executive Officer


*Subject to complying with the terms and conditions of the Heartland Reverse Mortgage, you will not owe more than the net sale proceeds of your home and you can keep your home for as long as you choose.

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