Lifetime calculator

Use The Lifetime Loan Calculator to determine how much you may be eligible to borrow. The calculator will enable you to run your own calculations and provide you with an estimate of your property value, the loan value and the amount of equity remaining for you or your beneficiaries at various ages.

My personal details

Name
Age	!	Gender	Male Female	!

Is there a second borrower?

Yes No

Name
Age	!	Gender	Male Female	!

Property details

Estimated value of your property ($)		!
Property growth rate: (% p.a) *		!
* Property growth rate Your property value may increase over time. Please enter the property growth rate you would like to use for this illustration. (The default property growth rate is 4% per annum.)

Would you like to take the Equity Protection Option?

Equity Protected

Your maximum loan amount

I would like the payment type to be		!

and my interest option to be

at %pa

Interest Rate
The actual interest rate may fluctuate over time.

Your maximum loan amount

My Lump Sum details

Nominate the amount you wish to receive as a lump sum		!

My Cash Reserve details

Nominate the amount you wish to set aside as a Cash Reserve	Cash Reserve Total		!

Please enter the amount(s) you wish to drawdown

DrawDown : 1 $

*note: you may drawdown the Cash Reserve as often as you like, until you reach your Cash Reserve Total. Each drawdown will incur a fee of $95.00

Would you like to add the establishment fee to your loan amount?

Would you like to add the valuation fee to your loan amount?

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Total amount you seek to borrow

Name(s)
Age youngest applicant

Estimate property value	$0

Interest rate	Variable %
Property growth rate	%

Max Loan amount	$0
Loan Amount requested	$0
Lump sum amount	$0
Establishment fee at settlement	$995
Valuation fee
Mortgage Discharge fee	$395

My Loan Chart

Enlarge View

Age	Years	Loan Balance	Estimated Property Value	Equity Remaining

	0	$0	$0	$0

Total Loan Amount	$0

Important Note:

Interest on the loan is calculated daily at the rate entered above and compounded monthly
The estimated property value is based on the estimated value of the property and the rate of growth entered above
The equity remaining is based on the estimated property value, less the accumulated loan balance. It does not allow for any costs that may be incurred upon sale of the property

It is important to note: our Lifetime Loan calculator is for illustrative purposes only. It does not guarantee any future equity in your home.

Property values may not increase over the term of the mortgage, and could even fall.

In the event where the amount of equity remaining is shown as zero, our Loan Repayment Guarantee ensures that you will never have to repay more than the net sale proceeds of your property.

Please note that the fees and charges indicated are for illustration calculation purpose only and are subject to change.

Government fees and charges may apply and vary from state to state. Please refer to your Advisor or call ASF for further information regarding these fees.

For more information, contact your states Land & Titles Office.

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