Lifetime calculator

Use The Lifetime Loan Calculator to determine how much you may be eligible borrow. The calculator will enable you to run your own calculations and provide you with an estimate of your property value, the loan value and the amount of equity remaing for you or your beneficiaries at various ages.

My personal details

Name
Age	Gender	Male Female

Is there a second borrower?

Yes No

Property details

Estimated value of your property ($)
Property growth rate: (% p.a) *
* Property growth rate Your property value may increase over time. Please enter the property growth rate you would like to use for this illustration. (The default property growth rate is 4% per annum.)

Would you like to take the Equity Protection Option?

Equity Protected

Important Note:

Interest on the loan is calculated daily at the rate entered above and compounded monthly
The estimated property value is based on the estimated value of the property and the rate of growth entered above
The equity remaining is based on the estimated property value, less the accumulated loan balance. It does not allow for any costs that may be incurred upon sale of the property

It is important to note: our Lifetime Loan calculator is for illustrative purposes only. It does not guarantee any future equity in your home.

Property values may not increase over the term of the mortgage, and could even fall.

In the event where the amount of equity remaining is shown as zero, our Loan Repayment Guarantee ensures that you will never have to repay more than the net sale proceeds of your property.

Please note that the fees and charges indicated are for illustration calculation purpose only and are subject to change.

Government fees and charges may apply and vary from state to state. Please refer to your Advisor or call ASF for further information regarding these fees.

For more information, contact your states Land & Titles Office.